TERMS OF SERVICE · REFUND & PRIVACY POLICY Effective Date: October 30, 2025 (2026 Current Edition)

HCT Resort & Hospitality Accommodation, Bespoke Travel Terms & Privacy Policy

These Terms of Service, Cancellation & Refund Policy, and Guest Privacy Standards are established by HCT Resort & Hospitality in accordance with the laws and regulations of the Lao People's Democratic Republic and international five-star resort hospitality standards. By submitting a reservation for suites, private pool villas, dining, Champa Spa, or bespoke Laos travel itineraries on xiangxianglove.com or api.xiangxianglove.com, guests acknowledge and agree to the following provisions.

ARTICLE 01 · GENERAL RESERVATION TERMS

1. General Accommodation & Travel Reservation Terms

1.1 Operating Hospitality Entity: All riverfront suites, private pool villas, dining & banquet venues, Champa botanical spa rituals, executive chauffeur transfers, and bespoke Laos travel packages presented on this website are directly operated and fulfilled by HCT Resort & Hospitality in Vientiane Capital, Lao PDR at Wattay Noi Thong, Sikhotthabong District, Vientiane, Laos (Near Wattay Airport).

1.2 Rate Inclusions & Taxes: Unless otherwise noted, published nightly rates for suites and villas include hotel service charges, applicable Lao PDR value-added tax (VAT), daily gourmet breakfast for two, and complimentary private airport transfers from Wattay International Airport. Bespoke travel packages include dedicated chauffeured vehicles, bilingual cultural guides, primary attraction admission tickets, and specified meals.

1.3 Multi-Currency Display & Exchange Rates: Rates are denominated in US Dollars (USD) as the base currency, with real-time reference conversions in Lao Kip (LAK), Chinese Yuan (CNY), and Thai Baht (THB). Non-USD settlements are calculated at the prevailing exchange rate published by the resort cashier or card-issuing bank on the transaction date.

1.4 Reservation Confirmation: Upon submitting a booking request online, reservations become formally confirmed once verified by our Concierge Desk and a written Reservation Confirmation Voucher is issued to the guest's registered email address or telephone number.

ARTICLE 02 · CANCELLATION, AMENDMENT & REFUND POLICY

2. Booking Amendment, Cancellation & Tiered Refund Policy

To protect guest flexibility while ensuring reliable suite inventory, chauffeur fleet dispatch, and rail ticketing, HCT Resort & Hospitality applies the following transparent tiered cancellation schedule:

Reservation Category Notice Period Prior to Arrival Cancellation Fee Refund & Rescheduling Terms
Suites & Private Pool Villas
(Standard Season)
7+ days prior to check-in (before 14:00 local time) No Cancellation Fee (0%) 100% Full Refund or Complimentary Date Change
3 to 6 days prior to check-in First Night's Rate (50% for 1-night stay) Remaining balance refunded after deducting first night
Within 72 hours, No-Show, or Early Departure 100% of Total Booking Non-refundable (Suite held until 12:00 next day)
Peak Season & Public Holidays
(Nov–Feb, Pi Mai Lao, That Luang Festival)
14+ days prior full refund; within 14 days 100% within 14 days 100% refund 14+ days prior; 1 complimentary date change within 14 days
Private Chauffeur Charters & Day Tours 72+ hours / 24–72 hours / Within 24 hours 0% / 30% Dispatch Fee / 100% 100% refund 72+ hrs; 70% refund 24–72 hrs; non-refundable within 24 hrs
High-Speed Rail Tickets / Balloons / Visas Prior to ticket issuance or official submission / After issuance 0% unissued / Official fee deducted if issued 100% refund before issuance; net refund after official carrier fee if issued
VIP Stored-Value Membership Accounts (Gold / Platinum / Diamond / Sovereign) When bookings paid via stored-value balance are cancelled within the eligible window, 100% of the amount is credited back to the member's resort stored-value account (perpetual validity) Governed by Lao PDR AML Law (No. 50/NA): stored-value funds are dedicated to resort & tour consumption and cannot be withdrawn as cash or transferred to third-party accounts

2.1 Refund Processing Procedure & Timeline: To modify or cancel a reservation, please contact our 24/7 Concierge Desk at +856 20 5218 9779 or email agycliagent@agentmail.to with your booking reference number. Approved refunds are returned to the original payment source within 3–7 business days (international Visa/Mastercard and UnionPay settlements typically post within 7–15 business days depending on the issuing bank).

2.2 Force Majeure Exemption: In the event of natural disasters, public health or government travel restrictions in Lao PDR, international flight cancellations, or Laos-China Railway suspensions, guests presenting official carrier delay/cancellation documentation may reschedule free of charge (valid for 12 months) or receive a full refund less any non-recoverable third-party statutory fees.

2.3 Stored-Value Membership Account Settlement & Statutory AML Compliance (Lao PDR Law No. 50/NA & BOL AMLIO Directives): Upon voluntary enrollment and top-up into an HCT Resort & Hospitality VIP Stored-Value Membership account, the credited principal and corresponding tier privileges remain valid indefinitely for the cardholder and accompanied guests across resort suites, private pool villas, Sabaidee dining, Champa botanical spa rituals, executive chauffeur charters, and bespoke Laos travel packages. If a reservation settled via stored-value balance is cancelled within the free cancellation window, 100% of the deducted amount is restored directly to the member's resort stored-value account for future stays. Pursuant to the Law on Anti-Money Laundering and Counter-Financing of Terrorism of the Lao PDR (No. 50/NA) and financial directives of the Bank of the Lao PDR (BOL) Anti-Money Laundering Intelligence Office (AMLIO) preventing prepaid instrument cash-out and irregular cross-border fund transfers, VIP stored-value membership accounts do not support overdrafts or cash withdrawals; except where mandatorily required by law, credited stored-value funds are strictly dedicated to resort hospitality and travel consumption and are non-refundable as cash, non-redeemable for reverse cash-out, and non-transferable to third-party bank accounts.

ARTICLE 03 · CHECK-IN, DEPOSIT & HOUSE RULES

3. Check-In Registration, Incidental Deposit & House Rules

3.1 Check-In & Check-Out Hours: Standard check-in is after 14:00 and standard check-out is before 12:00 noon. Early check-in is arranged complimentary subject to availability. Late check-out between 12:00 and 18:00 incurs 50% of the nightly rate, and after 18:00 incurs a full night's rate (suite and private pool villa guests enjoy complimentary late check-out until 14:00 subject to availability).

3.2 Mandatory Passport & Visa Registration (Lao PDR Law): Pursuant to Lao PDR public security and immigration statutes, all registered guests (including accompanying adults and children) must present an original valid passport and valid Lao visa / entry stamp upon check-in (Lao nationals must present a valid national ID or family book).

3.3 Refundable Incidental Deposit: Upon check-in, a refundable credit card pre-authorization or cash deposit of $100 USD per deluxe room/suite or $300 USD per private pool villa is required. The deposit is released in full at check-out upon verification of room condition and settled minibar/spa folios.

3.4 Children & Extra Bed Policy: Up to 2 children under 12 years old stay complimentary when sharing existing bedding (including children's breakfast); baby cribs for infants under 3 years old are complimentary. Extra rollaway beds (available in suites and villas) are charged at $60 USD / bed / night including breakfast.

3.5 Smoke-Free Interiors & Property Care: All indoor spaces (suite bedrooms, bathrooms, indoor dining rooms, and spa suites) are strictly smoke-free. Smoking is permitted on private open-air balconies or designated garden areas; indoor smoking or strong-odor items (such as durian) incur a $200 USD deep-cleaning fee.

ARTICLE 04 · PRIVACY & PERSONAL DATA PROTECTION POLICY

4. Guest Privacy & Personal Data Protection Policy

4.1 Data Minimization Principle: HCT Resort & Hospitality collects only the personal data strictly necessary to fulfill suite reservations, check-in registration, VIP airport transfers, Laos-China Railway real-name ticketing, and Lao eVisa assistance (including full name, nationality, phone number, email, passport bio-page, visa page, and flight/train number).

4.2 Encrypted Storage & Confidentiality: All guest identity records and itinerary details are protected via TLS encryption and strict role-based access control. We never sell, rent, trade, or unlawfully disclose guest data to unaffiliated third parties.

4.3 Authorized Disclosure Scope: Guest information is shared only when: (1) completing mandatory foreign guest registration with Lao PDR public security authorities; or (2) fulfilling an explicit guest request for Laos-China Railway (LCR) tickets, Lao eVisa filings, hot-air balloon/yacht charters, or travel insurance.

4.4 Privacy Inquiries & Data Rights: Guests may request access, correction, or deletion of non-statutory personal records at any time by emailing agycliagent@agentmail.to or calling +856 20 5218 9779.

ARTICLE 05 · TRAVEL SAFETY, CUSTOMS & LIABILITY NOTICE

5. Laos Cultural Etiquette, Excursion Safety & Liability Notice

5.1 Water, Aerial & Outdoor Safety: When participating in Kuang Si Falls excursions, Vang Vieng Blue Lagoon swimming, Nam Song longtail boats, Mekong yacht cruises, or swimming in our infinity pool, please follow lifeguard and guide instructions and wear life jackets where required. Guests with heart conditions, severe hypertension, acrophobia, or pregnancy should not participate in hot-air balloon flights or rapids kayaking.

5.2 Lao Buddhist Temple & Alms Giving Etiquette: When visiting Pha That Luang, Haw Phra Kaew, Wat Xieng Thong, or participating in the dawn Tak Bat alms ritual, please dress modestly covering shoulders and knees, remove shoes and hats before entering temple halls, never touch monks or their robes, and refrain from flash photography.

5.3 Comprehensive Insurance: All vehicles in the HCT Resort chauffeur fleet carry commercial passenger liability insurance under Lao PDR law. We strongly recommend that international guests also carry comprehensive travel medical and evacuation insurance prior to departure.

ARTICLE 06 · PAYMENT SECURITY, CHARGEBACK DISPUTE RESOLUTION & AML/KYC COMPLIANCE

6. Cross-Border Payment Security, Dispute Resolution & AML/KYC Compliance

6.1 Cardholder Authorization & 3D Secure Authentication: Guests settling reservations via Visa, Mastercard, UnionPay, BCEL One, WeChat Pay, or Alipay must be the authorized account holder. Cross-border card transactions utilize 3D Secure (3DS 2.0) authentication, and the cardholder's original passport must be presented at check-in.

6.2 Billing Inquiry & Dispute Resolution: For any questions regarding reservation totals, currency conversion, or settlement status, please contact our Finance & Concierge Desk within 15 calendar days at +856 20 5218 9779 or agycliagent@agentmail.to quoting your HCT-... reference number; we provide a written audit response within 48 hours.

6.3 AML / CFT & Return-to-Origin Compliance: In accordance with the Lao PDR Law on Anti-Money Laundering and Counter-Financing of Terrorism (No. 50/NA) and Bank of the Lao PDR (BOL) regulations, HCT Resort & Hospitality enforces Know-Your-Customer (KYC) review. All eligible online refunds strictly follow the Return to Original Payment Source principle and are never disbursed in cash or routed to third-party accounts.

6.4 Gateway Maintenance Protection: Whenever our dedicated cashier gateway (api.xiangxianglove.com) is undergoing scheduled banking maintenance, the window clearly displays 'Under Maintenance · No Charge Made'. Guests may check their HCT-... booking reference via the header Order Lookup modal or settle directly at our front desk upon arrival.

HCT Resort & Hospitality
Location: Wattay Noi Thong, Sikhotthabong District, Vientiane, Laos (Near Wattay Airport)
Reservations & Concierge: +856 20 5218 9779 | Concierge Email: agycliagent@agentmail.to